Fire and water damage leads in California.
IncidentLead tracks 10 counties in California, reading fire and water losses off live public safety dispatch, matching each one to the property and its owner, and labeling every number. Live collection is running in Los Angeles County, Orange County, Riverside County, San Bernardino County, San Diego County. Pick a county for its estimated monthly loss volume and live status.
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Request DemoPublic adjuster solicitation rules in California.
- A public adjuster may not solicit while the loss is still in progress, which lasts as long as the cause of the loss is still present at the property, emergency responders are at the property, or an evacuation order is still in effect there. (Cal. Ins. Code 15027(d))
- For homes in an area hit by a catastrophic disaster, a public adjuster may not solicit a contract until seven calendar days after the event ends, unless the insured or their representative contacts the adjuster first. (Cal. Ins. Code 15027.1(a) and (b))
- During that seven-day disaster period, a public adjuster may give a policyholder accurate written materials about their services only if they make no personal contact. (Cal. Ins. Code 15027.1(c))
- A public adjuster may not solicit a policyholder or start any contact with them between 6 p.m. and 8 a.m. unless the policyholder asks for it. (Cal. Ins. Code 15027(e))
- The contract must be on a form approved by the Commissioner and must let the client cancel by written notice within three business days of signing it and receiving a copy. (Cal. Ins. Code 15027(f)(1) and (4))
- If the loss is in a catastrophic disaster area, the policyholder may cancel within five calendar days of signing and getting a copy, instead of three business days. (Cal. Ins. Code 15027(y))
Public adjusters are licensed by California Department of Insurance (Insurance Commissioner), Cal. Ins. Code 15006.
General information, not legal advice. Last checked 2026-10-17 against the official sources linked above. Rules change, so confirm with the regulator before you contact a property owner. See fire and water leads for public adjusters.