Fire and water damage leads in Iowa.
IncidentLead tracks 3 counties in Iowa, reading fire and water losses off live public safety dispatch, matching each one to the property and its owner, and labeling every number. Licensed and ready to switch on live collection as demand lands. Pick a county for its estimated monthly loss volume and live status.
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Request DemoPublic adjuster solicitation rules in Iowa.
- For at least 72 hours after a catastrophic disaster, a public adjuster may not offer, try to offer, or sign a contract with an insured unless the consumer starts it, and the Commissioner may add another 72 hours after a public hearing. (Iowa Code 522C.11(2))
- That 72-hour ban applies to offers made in person and by telephone. (Iowa Code 522C.11(2))
- A public adjuster may not solicit between 8 p.m. and 9 a.m. (Iowa Code 522C.11(3); Iowa Admin. Code r. 191-55.17(7))
- Door-to-door selling counts as solicitation, so door-to-door visits are covered by the 8 p.m. to 9 a.m. ban. (Iowa Code 522C.11(3))
- A public adjuster may not solicit an insured while a loss-producing event, as defined in the policy, is in progress. (Iowa Admin. Code r. 191-55.17(2))
- The contract must be on a Commissioner-approved form, the insured may cancel under Iowa's door-to-door sales law with a three-business-day period, and anything paid must be returned within 15 business days. (Iowa Code 522C.10(1)(a)(14); Iowa Admin. Code r. 191-55.14(9))
- Fees may not exceed 15% of claim payments, or 10% on a catastrophic disaster claim. (Iowa Code 522C.10(1)(a)(8))
- A public adjuster must follow all applicable local ordinances. (Iowa Code 522C.11(27))
Public adjusters are licensed by Iowa Insurance Division, Iowa Admin. Code r. 191-55.3(1).
General information, not legal advice. Last checked 2026-10-17 against the official sources linked above. Rules change, so confirm with the regulator before you contact a property owner. See fire and water leads for public adjusters.