Fire and water damage leads in Indiana.
IncidentLead tracks 1 county in Indiana, reading fire and water losses off live public safety dispatch, matching each one to the property and its owner, and labeling every number. Licensed and ready to switch on live collection as demand lands. Pick a county for its estimated monthly loss volume and live status.
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Request DemoPublic adjuster solicitation rules in Indiana.
- No one may act as a public adjuster in Indiana without a certificate of authority issued by the Indiana insurance commissioner. (IC 27-1-27-2(a), as quoted in IDOI Emergency Cease and Desist Order 24761-PA26-0218-001 (2026))
- A public adjuster license from another state does not cover Indiana: in 2026 the Commissioner issued an emergency cease and desist order against Illinois-licensed respondents who tried to help an Indiana policyholder without Indiana certificates. (IDOI Emergency Cease and Desist Order 24761-PA26-0218-001 (2026), applying IC 27-1-27-2(a))
- Indiana's definition of a public adjuster includes anyone who advertises or solicits business as an adjuster of property insurance claims. (IC 27-1-27-1, as restated by the Indiana Department of Insurance)
- Since 1 July 2023 every public adjuster contract must be in writing, on a form filed with and approved by the commissioner, and signed in duplicate. (IC 27-1-27-13(b); IDOI Bulletin 272 (6 Dec 2023), implementing P.L. 226-2023 (HEA 1329))
- The contract must record the date and time it was signed by the adjuster and the date and time it was signed by the insured. (IC 27-1-27-16(a)(9), listed in the IDOI Bulletin 272 contract checklist)
Public adjusters are licensed by Indiana Department of Insurance (the Commissioner issues a public adjuster certificate of authority).
General information, not legal advice. Last checked 2026-10-17 against the official sources linked above. Rules change, so confirm with the regulator before you contact a property owner. See fire and water leads for public adjusters.