Fire and water damage leads in Maryland.
IncidentLead tracks 3 counties in Maryland, reading fire and water losses off live public safety dispatch, matching each one to the property and its owner, and labeling every number. Licensed and ready to switch on live collection as demand lands. Pick a county for its estimated monthly loss volume and live status.
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Request DemoPublic adjuster solicitation rules in Maryland.
- A public adjuster, or anyone acting for one, may not solicit or try to solicit a client between 8:00 p.m. and 8:00 a.m. (Md. Code, Insurance § 10-414(e) (2024 Md. Laws ch. 826, effective 1 Oct 2024))
- A public adjuster who signs a contract during the loss or within 72 hours after it must notify the Commissioner within 1 business day, using the Administration's online Public Adjuster Contract Submission Form. (Md. Code, Insurance § 10-414(f); MIA Bulletin 24-18 (22 Jul 2024))
- For that 72-hour test, a weather loss dates from when the storm reached Maryland or NOAA verified it there, and every other loss dates from when it was discovered. (MIA Bulletin 24-18 (22 Jul 2024), applying § 10-414(f))
- Every contract must state that the insured can rescind in writing within 10 business days after signing (weekends and state holidays do not count) and must repeat the 8:00 p.m. to 8:00 a.m. solicitation ban. (Md. Code, Insurance § 10-411(h); MIA Bulletin 24-18 (22 Jul 2024))
- A public adjuster may not let an unlicensed employee or representative do business that needs a license. (Md. Code, Insurance § 10-414(b))
- The Administration warns contractors that anyone who, for pay, directly or indirectly solicits business for a person who adjusts losses is acting as a public adjuster under Maryland law. (Maryland public adjuster definition, as restated in MIA Insurance Advisory for Home Improvement Contractors and Salesmen (undated; page gives no section number))
Public adjusters are licensed by Maryland Insurance Administration (Insurance Commissioner).
General information, not legal advice. Last checked 2026-10-17 against the official sources linked above. Rules change, so confirm with the regulator before you contact a property owner. See fire and water leads for public adjusters.