Fire and water damage leads in Michigan.
IncidentLead tracks 4 counties in Michigan, reading fire and water losses off live public safety dispatch, matching each one to the property and its owner, and labeling every number. Licensed and ready to switch on live collection as demand lands. Pick a county for its estimated monthly loss volume and live status.
Pick your county.
See every county we cover · Loss volume tool · Coverage overview
See real losses land in Michigan.
Request a demo, tell us the counties you work, and we will confirm coverage and timing for your area.
Request DemoPublic adjuster solicitation rules in Michigan.
- No one may adjust a loss, or advertise or solicit business as an adjuster, without an adjuster license. (MCL 500.1222(1))
- An adjuster for the insured may not solicit a loss while the loss event is still in progress or while the fire department is working at the property. (MCL 500.1227(1))
- A contract signed within 48 hours after the loss event ends can be voided by the insured for 10 days after signing. (MCL 500.1226(4))
- When soliciting, the adjuster must say aloud that they are an adjuster for the insured and leave a business card or document that says so and states their rates. (MCL 500.1226(2))
- An adjuster for the insured may not claim to represent an insurer, to be a fire investigator, or to be connected with a fire department. (MCL 500.1226(2))
- An adjuster may not hire or pay anyone to help solicit or adjust a loss unless the adjuster regularly employs that person and that person holds an adjuster license. (MCL 500.1226(1))
- The fee may not exceed 10% of what the insurer pays in settlement. (MCL 500.1226(3))
- No services may be provided until a written contract on a form approved by the commissioner is signed, and the insured gets a copy at signing. (MCL 500.1226(4))
- An adjuster for the insured may not take a fee from a repair contractor for steering repair work to it, and may not advance money to the insured before the claim is adjusted. (MCL 500.1227(2) and (3))
Public adjusters are licensed by Michigan Department of Insurance and Financial Services (the statute says the commissioner).
General information, not legal advice. Last checked 2026-10-17 against the official sources linked above. Rules change, so confirm with the regulator before you contact a property owner. See fire and water leads for public adjusters.