~19
Fire losses / month (estimated)
Restoration leads · North Dakota
Fire and water damage leads in North Dakota.
IncidentLead tracks 2 counties in North Dakota, reading fire and water losses off live public safety dispatch, matching each one to the property and its owner, and labeling every number. Licensed and ready to switch on live collection as demand lands. Pick a county for its estimated monthly loss volume and live status.
~3
Water losses / month (estimated)
2
Counties covered
Estimated statewide totals across the North Dakota counties we track, built from US Census 2023 population and a baseline of about 7 fire losses per 100,000 residents. Estimates size the market. The real, current counts are inside the product for subscribed counties.
Counties in North Dakota
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See every county we cover · Loss volume tool · Coverage overview
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For public adjusters
Public adjuster solicitation rules in North Dakota.
- Nobody may work as, or claim to be, a public adjuster in North Dakota without a North Dakota public adjuster license. (N.D.C.C. 26.1-26.8-03(1))
- A public adjuster may not solicit, or try to solicit, an insured while the loss-producing event (as defined in the policy) is still in progress. (N.D.C.C. 26.1-26.8-15(2))
- A public adjuster may not solicit or sign a repair or replacement agreement for property on which the adjuster is handling the claim. (N.D.C.C. 26.1-26.8-03(3))
- Before the contract is signed, the public adjuster must hand the insured a separate disclosure document explaining the claim process and the three kinds of adjuster. (N.D.C.C. 26.1-26.8-13(8))
- The insured may cancel the contract in writing within three business days after the claim is submitted to the insurer, and anything of value must be returned within 15 days. (N.D.C.C. 26.1-26.8-13(12) and (13))
- On a claim from a catastrophic disaster, the public adjuster's fee must be less than 10 percent of the settlement. (N.D.C.C. 26.1-26.8-16(3))
Public adjusters are licensed by North Dakota Insurance Commissioner (North Dakota Insurance and Securities Department).
General information, not legal advice. Last checked 2026-10-17 against the official sources linked above. Rules change, so confirm with the regulator before you contact a property owner. See fire and water leads for public adjusters.