~82
Fire losses / month (estimated)
Restoration leads · New Jersey
Fire and water damage leads in New Jersey.
IncidentLead tracks 2 counties in New Jersey, reading fire and water losses off live public safety dispatch, matching each one to the property and its owner, and labeling every number. Licensed and ready to switch on live collection as demand lands. Pick a county for its estimated monthly loss volume and live status.
~13
Water losses / month (estimated)
2
Counties covered
Estimated statewide totals across the New Jersey counties we track, built from US Census 2023 population and a baseline of about 7 fire losses per 100,000 residents. Estimates size the market. The real, current counts are inside the product for subscribed counties.
Counties in New Jersey
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For public adjusters
Public adjuster solicitation rules in New Jersey.
- Nobody may act as an adjuster in New Jersey without a license issued or renewed under the Public Adjusters' Licensing Act. (N.J.S.A. 17:22B-3(a))
- During the first 24 hours after a loss, a public adjuster may not solicit the insured between 6 p.m. and 8 a.m. (N.J.S.A. 17:22B-13(a) (as amended by P.L.2025, c.84, s.1); N.J.A.C. 11:1-37.13(c))
- The 6 p.m. to 8 a.m. ban in the first 24 hours covers soliciting in person (personal interview), by phone, or by any other method. (N.J.S.A. 17:22B-13(a); N.J.A.C. 11:1-37.13(c))
- During the first 24 hours after a loss, a public adjuster may not sign any contract, oral or written, with the insured between 6 p.m. and 8 a.m. (N.J.S.A. 17:22B-13(b) (as amended by P.L.2025, c.84, s.1))
- The contract must show the date and time each party signed it, which is how compliance with the night-time ban is shown. (N.J.S.A. 17:22B-13.1(a)(9) (P.L.2025, c.84, s.2))
- The insured may cancel before midnight of the third business day after signing, and money paid must be returned within 10 business days. (N.J.S.A. 17:22B-13.1 (P.L.2025, c.84, s.2, approved July 1, 2025, effective 180 days later))
Public adjusters are licensed by New Jersey Department of Banking and Insurance (Commissioner of Banking and Insurance).
General information, not legal advice. Last checked 2026-10-17 against the official sources linked above. Rules change, so confirm with the regulator before you contact a property owner. See fire and water leads for public adjusters.