Fire and water damage leads in Pennsylvania.
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Request DemoPublic adjuster solicitation rules in Pennsylvania.
- Nobody may act as a public adjuster in Pennsylvania without first getting a public adjuster license from the Insurance Commissioner. (Public Adjuster Licensing Law, Act of Dec. 20, 1983, P.L. 260, No. 72, s. 2(a) (63 P.S. 1602))
- A public adjuster may not solicit business while a fire, tornado, storm or other catastrophe is still in progress and people's safety comes first. (Act 72 of 1983, s. 6(a)(19) (63 P.S. 1606))
- The event is presumed to be still in progress while emergency responders are at the scene, unless they have declared the emergency over, so a public adjuster may not solicit at an active scene. (Act 72 of 1983, s. 6(a)(19) (63 P.S. 1606))
- A public adjuster who uses anyone else to solicit business is fully responsible for that person's conduct, including making sure that person is licensed. (Act 72 of 1983, s. 6(d) (63 P.S. 1606))
- The contract must be on a Department-approved form and must state, separately initialed, that the insured may cancel within three calendar days after signing. (Act 72 of 1983, s. 5(a) and (a.2)(1) (63 P.S. 1605))
- A public adjuster must notify the insured's insurer within two calendar days of signing a contract. (Act 72 of 1983, s. 6(a)(21) (63 P.S. 1606))
- A public adjuster may not sign a repair, restoration or demolition contract with the insured until a verdict, award or insurer payment has been made. (Act 72 of 1983, s. 5(d) (63 P.S. 1605))
Public adjusters are licensed by Pennsylvania Insurance Department (Insurance Commissioner).
General information, not legal advice. Last checked 2026-10-17 against the official sources linked above. Rules change, so confirm with the regulator before you contact a property owner. See fire and water leads for public adjusters.