Fire and water damage leads in Rhode Island.
IncidentLead tracks 2 counties in Rhode Island, reading fire and water losses off live public safety dispatch, matching each one to the property and its owner, and labeling every number. Licensed and ready to switch on live collection as demand lands. Pick a county for its estimated monthly loss volume and live status.
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Request DemoPublic adjuster solicitation rules in Rhode Island.
- Nobody may act as, or claim to be, a public adjuster in Rhode Island without a Rhode Island adjuster license. (R.I. Gen. Laws 27-10-1.2(a))
- Police, fire and building officials must keep insurance adjusters, contractors and restoration companies off a fire site for soliciting or inspecting, without the owner's or occupant's consent, until the fire department or fire marshal releases the property back to its owner. (R.I. Gen. Laws 23-28.2-11(c))
- Breaking the fire-site entry rule costs a $1,000 civil penalty per violation and can lead to loss of the professional license. (R.I. Gen. Laws 23-28.2-11(d))
- A public adjuster may not solicit, or try to solicit, an insured while the loss-producing event is still in progress. (230-RICR-20-50-4.12(A)(16))
- Before the contract is signed, the public adjuster must give the insured a separate disclosure document explaining the claim process. (230-RICR-20-50-4.12(A)(8))
- The insured may cancel the contract in writing within three business days after signing. (230-RICR-20-50-4.12(A)(11))
- A public adjuster may not steer the insured to a repairer or service provider in which the adjuster has a financial interest or from which the adjuster gets a referral payment. (230-RICR-20-50-4.12(A)(20))
Public adjusters are licensed by Rhode Island Department of Business Regulation, Insurance Division.
General information, not legal advice. Last checked 2026-10-17 against the official sources linked above. Rules change, so confirm with the regulator before you contact a property owner. See fire and water leads for public adjusters.