Fire and water damage leads in South Carolina.
IncidentLead tracks 6 counties in South Carolina, reading fire and water losses off live public safety dispatch, matching each one to the property and its owner, and labeling every number. Licensed and ready to switch on live collection as demand lands. Pick a county for its estimated monthly loss volume and live status.
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Request DemoPublic adjuster solicitation rules in South Carolina.
- A public adjuster may not solicit, or try to solicit, an insured while the loss-producing occurrence (as the policy defines it) is still in progress. (S.C. Code Section 38-92-170(C), added by 2026 Act No. 209 (S.196), effective May 19, 2026)
- A public adjuster may not advertise or suggest that a property is damaged until the property has been inspected. (S.C. Code Section 38-92-170(D) (2026 Act No. 209))
- A public adjuster may not offer to pay the insured's deductible, or claim it will be waived, to win the job. (S.C. Code Section 38-92-170(E) (2026 Act No. 209))
- A public adjuster must not steer the insured to a repair firm the adjuster has a financial interest in or gets paid by for the referral. (S.C. Code Section 38-92-170(I) (2026 Act No. 209))
- Before the contract is signed, the public adjuster must hand the insured a separate disclosure explaining the three kinds of adjuster and that hiring a public adjuster is optional. (S.C. Code Section 38-92-130(F) (2026 Act No. 209))
- The insured may cancel the public adjuster contract in writing within five business days after signing it. (S.C. Code Section 38-92-130(I) (2026 Act No. 209))
- A public adjuster may not charge more than 10 percent of any settlement and may not take any fee or deposit before the claim settles. (S.C. Code Section 38-92-120(E) (2026 Act No. 209))
Public adjusters are licensed by South Carolina Department of Insurance (Director of Insurance).
General information, not legal advice. Last checked 2026-10-17 against the official sources linked above. Rules change, so confirm with the regulator before you contact a property owner. See fire and water leads for public adjusters.