Fire and water damage leads in Texas.
IncidentLead tracks 9 counties in Texas, reading fire and water losses off live public safety dispatch, matching each one to the property and its owner, and labeling every number. Live collection is running in Collin County, Dallas County, Denton County, Tarrant County. Pick a county for its estimated monthly loss volume and live status.
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Request DemoPublic adjuster solicitation rules in Texas.
- A licensed public adjuster may not solicit or try to solicit a client while a loss-producing natural disaster is still in progress. (Tex. Ins. Code Section 4102.151)
- Soliciting business on a loss, in person, by phone, or any other way, is allowed only from 9 a.m. to 9 p.m. Monday through Saturday and from noon to 9 p.m. on Sunday. (Tex. Ins. Code Section 4102.152(a))
- The hours limit does not stop an adjuster from taking calls or visits outside those hours when the insured starts the contact. (Tex. Ins. Code Section 4102.152(b))
- A public adjuster may not pay anyone who is not a licensed public adjuster a fee or anything of value for referring an insured, and may not advance money to a potential client. (Tex. Ins. Code Section 4102.160)
- A public adjuster may not use any misrepresentation to solicit a contract to adjust a claim. (Tex. Ins. Code Section 4102.159)
- Every advertisement soliciting business must show the adjuster's name, address and license number as they appear in TDI records. (Tex. Ins. Code Section 4102.113)
- The contract must be on a TDI-approved form and must let the client cancel by written notice within 72 hours of signing. (Tex. Ins. Code Section 4102.103(a) and (b))
- A contractor may not act as a public adjuster, or advertise to adjust claims, for a property it is or may be repairing, even if it holds a public adjuster license. (Tex. Ins. Code Section 4102.163(a))
- The public adjuster's total fee may not exceed 10 percent of the insurance settlement on the claim. (Tex. Ins. Code Section 4102.104(a))
Public adjusters are licensed by Texas Department of Insurance (Commissioner of Insurance).
General information, not legal advice. Last checked 2026-10-17 against the official sources linked above. Rules change, so confirm with the regulator before you contact a property owner. See fire and water leads for public adjusters.