Fire and water damage leads in Utah.
IncidentLead tracks 4 counties in Utah, reading fire and water losses off live public safety dispatch, matching each one to the property and its owner, and labeling every number. Licensed and ready to switch on live collection as demand lands. Pick a county for its estimated monthly loss volume and live status.
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Request DemoPublic adjuster solicitation rules in Utah.
- A public adjuster may not solicit or try to solicit an insured while the loss-producing occurrence is still in progress. (Utah Code Section 31A-26-405(1) (effective May 6, 2026))
- A public adjuster may not advertise or suggest that a property is damaged until the property has been inspected. (Utah Code Section 31A-26-405(2))
- A public adjuster may not offer to pay or waive the insured's deductible to win the job. (Utah Code Section 31A-26-405(3))
- A public adjuster may not offer free inspections of any property other than the property in the insured's claim. (Utah Code Section 31A-26-405(4))
- A public adjuster may not let a home repair contractor, roofer, disaster clean up company, appraiser, inspector or anyone hired to fix the damage get the insured's signature on the adjuster's contract. (Utah Code Section 31A-26-405(16))
- The insured may cancel the public adjuster contract by written notice within 10 days of signing, unless a settlement has already been reached. (Utah Code Section 31A-26-311)
- Fees are capped at 10 percent of a catastrophic claim settlement and 20 percent of a non-catastrophic one, and no fee or deposit may be taken before settlement. (Utah Code Section 31A-26-402(6))
- Contract forms must be filed with the Department before they are used, and the first page must say the insured does not have to sign to make a claim and will be charged a fee. (Utah Insurance Department Bulletin 2026-4 (July 14, 2026); Utah Admin. Code R590-274)
- When told a public adjuster is involved, the insurer must check the adjuster's Utah license and, if there is none, deal with the claimant directly. (Utah Insurance Department Bulletin 2026-3 (April 21, 2026))
Public adjusters are licensed by Utah Insurance Department (Insurance Commissioner).
General information, not legal advice. Last checked 2026-10-17 against the official sources linked above. Rules change, so confirm with the regulator before you contact a property owner. See fire and water leads for public adjusters.