Fire and water damage leads in Wisconsin.
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Request DemoPublic adjuster solicitation rules in Wisconsin.
- A public adjuster may not solicit or try to solicit an insured while the loss-producing occurrence (as the policy defines it) is still in progress. (Wis. Stat. Section 629.10(1))
- During the first 24 hours after a loss, a public adjuster may solicit an insured only between 9 a.m. and 8 p.m. (Wis. Stat. Section 629.10(6))
- A public adjuster may not do any adjusting work before signing a written contract titled Public Adjuster Contract on a form filed with the commissioner, showing the date and time it was signed. (Wis. Stat. Section 629.04(1))
- The insured may void the contract within 5 business days of signing, by registered or certified mail or by personal service. (Wis. Stat. Section 629.04(3))
- After a presidential or governor declared emergency, the fee may not exceed 10 percent of the insured's actual recovery. (Wis. Stat. Section 629.05(1) and (6))
- A public adjuster may not refer the insured to anyone the adjuster has a financial interest in or could receive anything of value from. (Wis. Stat. Section 629.10(5))
- A public adjuster may not require the insured to use a particular contractor, and the contract must say the insured may choose any contractor. (Wis. Stat. Section 629.09)
- A non-resident public adjuster must register with the commissioner before adjusting in Wisconsin; residents may register but do not have to. (Wis. Stat. Section 629.02(2))
Public adjusters are licensed by Wisconsin Office of the Commissioner of Insurance (registration only: required for non-residents, optional for residents).
General information, not legal advice. Last checked 2026-10-17 against the official sources linked above. Rules change, so confirm with the regulator before you contact a property owner. See fire and water leads for public adjusters.